Sr. Credit Risk Analyst

Design, build, and optimize credit underwriting models, scorecard strategies, and risk policies for digital lending and supply chain finance products.

Analyze portfolio-level credit performance, default trends, delinquency metrics, and early warning indicators.

Leverage SAS, SQL, and advanced analytics tools to perform deep-dive risk analytics on merchant and consumer loan data.

Formulate credit risk strategies for loan originations, credit line management, and collections prioritization.

Monitor and enhance risk-reward dynamics to minimize Non-Performing Assets (NPAs) while supporting business growth.

Author executive-ready credit risk dashboards, regulatory reports, and portfolio health updates.

Bachelor’s or Master's degree in Mathematics, Statistics, Economics, Engineering, Finance, or related quantitative fields.

3-5 Yrs of core experience as a Credit Risk Analyst in fintech, retail lending, digital loans, or supply chain financing.

Strong proficiency in SAS, SQL, and credit risk analytics techniques.

In-depth understanding of loan lifecycles, credit scoring, loss forecasting, and underwriting strategies.